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The Personal Finance Guide #2 by Serena

Serena (MNM Student)

Hi! I’m Serena. Today I’ll be talking about income. We’ll cover how you can increase your income, too. So, let’s get started.


On Money Not Magic’s holiday workshop(12/30), we learned about different ways to earn income. And by doing so, five of us gave our own presentations advertising a product/household item we made. Afterwards, there was a google form everyone filled out, depending on how much money they’d give to each person for the product advertised. We also learned about active and passive income.


ACTIVE INCOME : refers to income received from performing a service and includes wages, tips, salaries, commissions, and income from business in which there is material participation.


PASSIVE INCOME : earnings derived from a rental property, limited partnership, or other enterprise in which a person is not actively involved.


I have to admit, I had never heard about these terms before, so this workshop was very interesting, unique, and helpful to me. After the workshop, I ended up researching more about ways to maximize and increase your income. Here’s what I found.


WAYS TO MAXIMIZE YOUR INCOME:

  • Open a side business

  • Make money with your hobbies

  • Find a way to build a passive income stream

  • Ask for a raise or promotion in your job

  • Sell old or used items on eBay, Amazon, etc.


And that’s it for The Personal Finance Guide #2! Thanks for reading, and see you next time!


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